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About A-Plus Loans

A-Plus Loans
Mortgage Broker in San Diego!

A-Plus Loans is one of the top Mortgage Brokerages serving San Diego County, and we do home loans throughout the entire State of California. A-Plus Loans is dedicated to satisfying the mortgage needs of all of our clients, and we pride ourselves in our expertise within the ever-changing mortgage market in California.

  • FHA Approved Lender
  • VA and CalHFA Government Loans
  • 30 year fixed loan options
  • Investment Loans
  • First Time Home Buyer Down Payment Assistance
  • USDA Rural Housing Programs - 100% financing!
  • CalSTRS and CalPERS Programs
  • Less Than Perfect Credit OK
FHA Approved Lender

A-Plus Loans Team Members
This team of dedicated professionals is here to assist you with of all your mortgage needs:

M. David Icke
President, A-Plus Home and Loan, Inc.
Broker / Loan Officer

Broker Lic# 01471445
Office Lic# 01478175
NMLS# 232387

YOU are our #1 priority at A-Plus Loans.

As Broker, I make sure that all the mortgage professionals here at A-Plus Loans feel the same way that I do, that YOU are the reason we work hard every day. YOU are our top priority.

Once you bring your business to A-Plus Loans, you will make a friend you can trust and you will want to share our referral with your family, friends, and associates.

Call me anytime at my cell phone - (619) 846-2320



Luisa Derbez
Senior Loan Officer / Office Manager

It is personally rewarding to see all the happy homeowners I have helped to achieve their goals in the past 20 years. My clients also do a great job of referring me to their family and friends, keeping me busy all the time, and of course in return I work for them in their very best interest. I save my clients a lot of money in every transaction and keep them informed about real estate and mortgage market changes.

Experience and knowledge is something that I have gained with time and practice. In two decades of service to the community I have also served to train many of my colleagues to also become experts in the field of residential real estate and mortgage finance. I am ideally suited to work within the diverse community here in Southern California and I speak English, Spanish, and Japanese!

Se Habla Español!

Luisa DerbezCell: (619) 778-3208



Call me to quote you a great interest rate:

Erika Delacruz
Marketing Consultant

cellPhone: (858) 484-5700

A-Plus Home and Loan, Inc.
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